Since the Government is focused on your 401(k) plan fees and expenses,shouldn’t you be too? New rules require analysis and full disclosure of all fees relating to 401(k) qualified retirement plans. Many plan sponsors and fiduciaries are unaware of these changes, what they need to do to prepare and have several questions such as: • Are you meeting your responsibilities as a plan sponsor to monitor and determine the reasonableness of plan fees? • How do you find out what fees are incorporated in your 401(k) plan and how do they compare to other plans of similar size and composition? • Are you required to always select the lowest priced option? • Is your retirement plan working for you and easy to administer? • What services should you expect from your service providers? • What should you expect from your financial advisor? Join us to discuss the government’s initiatives, your responsibilities, the new disclosure rules, and how they will impact your plan. Receive answers to these questions and more. John Peterson, our guest speaker, is a senior partner in the Retirement Plan Services division of Goodman & Company where he helps oversee the administration of over 1,200 401(k) and other qualified retirement plans. John is a CPA and attorney with over 36 years experience in retirement plan consulting. John taught the pension law course at William & Mary Law School for over 25 years and has taught the retirement plansegment of the Financial Planning curriculum at Old Dominion University for over 10 years. William Welsted is a Financial Advisor with Raymond James Financial Services at The Pinnacle Group. He is certified with the International Foundation of Employee Benefit Plans and the Wharton School of Business as a Certified Employee Benefits Specialist (CEBS). Bill has over 15 years experience in retirement plan design and helping plan sponsors create the plan that best meets their needs. Please RSVP by March 18 to: tpeterson@thepinnacle.net Seating is Limited!